Lost tiles, lifted ridge or a leak after a storm? We attend across Beverley 24/7, make the roof safe the same day, and guide you through the insurance claim — from photographs and Met Office evidence to the permanent repair. Call 0148 290 8437.
After storm damage in Beverley, make the property safe, photograph everything before repairs, and notify your insurer. Standard buildings insurance covers storm damage, with insurers generally treating wind speeds around 55mph or above as a storm. We provide same-day make-safe, Met Office evidence for your claim, and permanent repairs once the insurer has inspected.
Storm damage roofing is as much about the insurance claim as the repair. Here is the sequence that gives you the best chance of a fair settlement.
Beverley and its surrounding area face a particular storm profile, and understanding it helps both in judging risk and in supporting a claim. The exposure varies sharply between the sheltered valley floor and the exposed higher ground and coast within our coverage.
The East Riding takes easterly and north-easterly weather off the North Sea with a long, unobstructed fetch, and the coastal properties at Hornsea and along the Holderness plain get the full force of winter storms. Beverley itself, on the western edge of the Hull Valley beneath the Wolds, is more sheltered than the coast but its higher western streets and exposed corner plots feel the south-westerlies that drive most of the region's named storms. The verge and ridge details facing the prevailing weather are where storm damage concentrates.
The commonest storm damage we attend is lifted or lost tiles at the verge and ridge — the perimeter zones of highest wind uplift — and displaced ridge tiles on the mortar-bedded stacks of pre-2015 property. On the post-war concrete estates like Molescroft and Grovehill, a storm often finds tiles already marginal from nail sickness and takes them off in numbers. On period property, lifted lead and slipped slates are more typical. Knowing your roof's construction tells us where to look first.
The most common reason storm claims are reduced is the insurer arguing the damage was really pre-existing wear rather than storm-caused. The distinction that matters is whether the storm was the dominant cause. A roof in ordinary age-appropriate condition that lost tiles to exceptional wind is a storm claim; a roof that had been visibly shedding tiles for two years is a maintenance issue. Documented maintenance history — dated survey reports and repair invoices — is what tips this argument in your favour, and it is the single most valuable thing to have on file.
For the East Riding, the relevant reference stations are Leconfield just north of Beverley and Bridlington on the coast, and their recorded gusts are publicly available. A printout showing the wind speed on the date of damage is straightforward evidence to include with a claim, particularly where the recorded gust meets or exceeds the insurers' working benchmark. We help clients obtain and present this.
Where a storm damages a roof covered in a discontinued 1970s concrete profile or a period clay pantile, a partial repair leaves a visibly mismatched patch. Many policies contain a matching clause; where they do not, evidence that matched reclaimed material is genuinely unobtainable strengthens the case for recovering a larger area. This matters a great deal on Beverley's conservation-area and older estate property.
Every major storm brings door-to-door callers offering immediate repairs, often claiming to be working nearby. For work agreed at your home you have a 14-day cancellation right, and the trader must tell you so in writing. Take a written quote, verify a landline and address, decline to pay cash in advance, and never sign for a full re-roof on the doorstep. A genuine emergency justifies a same-day make-safe, never a pressured contract.
A storm often affects more than one property — tiles blown onto a neighbour's car, fence or conservatory. There is generally no automatic liability for damage caused by an act of nature; a homeowner is liable only where negligence can be shown, such as a known defect left unrepaired. This is another reason documented maintenance matters: a homeowner with a recent survey is well placed if a neighbour alleges negligence. Where cross-boundary damage occurs, the usual route is each party claiming on their own policy, and we keep our advice factual and let the insurers settle liability between themselves.
Emergency make-safe is charged as attendance, not a full repair. Where damage is insured, we work to the agreed claim scope. Indicative figures below.
Fixed weatherproof covering, attendance.
Depending on number, access and matching.
Re-fixing displaced ridge or verge.
Lifted or torn flashings and valleys.
Worked to the loss adjuster's agreement.
No charge while a claim is settled.
The Financial Ombudsman Service applies a working benchmark of wind speeds around 55mph when assessing whether a storm occurred for insurance purposes, and the Association of British Insurers treats storm as involving violent winds, usually accompanied by rain, hail or snow.
Source: Financial Ombudsman Service / Association of British Insurers storm guidance
"Lost half a dozen tiles and had water coming in during the February storms. They were out the same day, made it safe, and sorted the Met Office evidence for our claim. Insurer paid in full."
"Ridge tiles came off in the wind. They made it safe, waited for the loss adjuster rather than rushing the repair, and were there when he inspected to argue the scope. Couldn't fault them."
"Storm-chasers knocked the day after offering a whole new roof cash in hand. Glad we called these instead — turned out it was a simple make-safe and a small repair on the claim."
Yes, standard buildings insurance covers storm damage, with insurers generally treating wind speeds around 55mph or above as a storm. Photograph everything before repairs, obtain Met Office data for the date, make the property safe, but avoid permanent work until the insurer has had the chance to inspect.
Keep clear of the damaged area and any water near electrics, photograph everything inside and out, and arrange a professional same-day make-safe. Notify your insurer as soon as practical and keep all receipts. We attend across Beverley 24/7 for emergency make-safe.
The most common reason is the insurer arguing the damage was pre-existing wear rather than storm-caused. What matters is whether the storm was the dominant cause. Documented maintenance history — dated surveys and repair invoices — is the strongest answer, along with Met Office wind data for the date.
Yes. We provide a dated damage report and photographs, can supply Met Office wind evidence for the nearest station, and can be present when the loss adjuster inspects to make the technical case for the full scope, including matching where a period or discontinued tile is involved.
Be cautious. Storms bring door-to-door callers. For work agreed at your home you have a 14-day cancellation right and the trader must tell you so in writing. Take a written quote, verify a landline and address, never pay cash in advance, and don't sign for a full re-roof on the doorstep.
A same-day make-safe starts from £150 as attendance. Replacing lost tiles runs £150 to £400 and ridge or lead storm repairs £250 to £700, depending on access and matching. Where the work is insured, we work to the agreed claim scope and hold temporary coverings in place free while it is settled.
Emergency roofing is the immediate make-safe for any urgent roof problem. Storm damage repair adds the insurance-claim journey — evidence, Met Office data, loss adjuster liaison and permanent repair to an agreed scope. We handle both, but the storm claim needs the documentation trail from the outset.
Same-day make-safe across Beverley and the East Riding, full insurance claim support, and a permanent repair once the claim is clear. We hold temporary coverings free while you settle.
0148 290 8437